DISCUSS THE RISKS YOU'RE WILLING TO TAKE 

Avoid investments advertised as 'no risk'. All investments have risks. To weigh up the risks you could live with, work through these issues with your adviser:

  • What you need to live on?
  • What you can afford to save - a budget will help here? Also see our online budget planner
  • What you must put aside for major purchases and emergencies?
  • How secure is your job, business or current investments?
  • What can you afford to lose without it affecting your lifestyle?
  • Your investment goals: are they short or long term?
  • Your age, health and retirement plans.
  • Your tax liabilities.
  • Your personality and your ability to sleep easily at night - some investors are born gamblers, while others won't consider anything riskier than an online savings account.

Questions to ask your financial planner
Be aware that investments can lose money
Video
Investment Leadership Awards 2020 | Highlights
The Financial Standard Investment Leadership Awards recognise investment strategies that showcase qualities investors are looking for in an investment manager. What makes these awards different from others? ... Watch video
Fidelity Investments to hire 1000 advisers
13 April 2021, 12:28pm
Fidelity Investments is in the process of hiring about 1000 licensed financial planners in the US in a bid to meet the skyrocketing demand for advice. Read more