Almost without exception, any investment can fall in value and even experienced investors can lose money.
For example, if you invest in shares or managed funds, it's possible that in the short term (1 to 3 years), the value of your investments may fall. But as history shows, over longer periods (7 to 10 years) the value of quality investments like shares typically increase. However this is information you need to discuss with your adviser.
Your adviser will be able to glean from talking with you, the amount of risk they think you're willing to take. If you don't agree, talk it over. If your adviser talks about 'conservative', 'moderate' or 'aggressive investing', make sure you both agree on what those labels mean.
As goals-based advice continues to become an increasingly important part of an adviser's offering and service delivery, investment platforms are playing a pivotal role in bridging the relationship ... Watch video
Common objectives and how they can be dealt with; Estate planning for young families and older clients and blended families - what engages the clients. Asset protection - the risks arising from blended ... Watch video
Advisers share their personal experience on how their aged care services have assisted their business practice Discussion on what were the key hurdles at the start of the transition and how they have ... Watch video
Dealer group launches transition support service13 December 2019, 12:28pmA privately-owned licensee is launching a support service to assist advice firms in transitioning to an individual AFSL and has appointed a national practice consultant to lead the initiative. Read more
Sam Henderson attempts to set record straight13 December 2019, 12:22pmFormer financial adviser and TV show host Sam Henderson has spoken out for the first time since his Royal Commission appearance and subsequent ASIC ban, taking to the XY Adviser podcast to describe the ... Read more
Practice profitability at risk: MLC Life13 December 2019, 11:29amRisk advisers will need to reduce their expenses by up to 25% to remain profitable as further Life Insurance Framework changes come into effect on January 1. Read more
Advisers better learn what women want: Research11 December 2019, 3:28pmNew research from Allianz Retire+ suggests that if financial advisers want to keep clients happy and gain referrals, they need to better understand the advice needs of women. Read more
AMP to cut contribution fees11 December 2019, 12:50pmAMP has informed licensees and financial advisers it will phase out contribution fees in Q1 2020. Read more
